There are many motorcycle insurance companies all over the place. And the reason why you’ll need to look out for these red flags especially as a motorcycle owner is because this happens more often than we are comfortable to admit.
Below are the three most common red flags that might point to the possibility that your motorcycle insurance Lake Charles LA company, if you live in or around that area, is fleecing you:
When They Offer the Value of the Crushed Motorcycle
Any motorcycle insurance that tries to offer you the value of the crushed motorcycle as compensation should raise your eyebrows immediately. What they are trying to do is give you only a fraction of what they owe you but are concealing it in so much jargon that you won’t even understand.
And that’s exactly why you’ll only need to work with trusted motorcycle insurance from your area. For instance, if you are a motorcycle owner from Lake Charles, then your ultimate goal should be finding the best motorcycle insurance Lake Charles has to offer.
Feel free to check out Kellyleeinsurance.com and learn a thing or two about what good motorcycle insurance is all about. That said, the next time you’re offered a property damage offer, humbly decline that offer.
Decline Giving Any Recorded Statements
Any good motorcycle insurance Lake Charles LA has to offer will never ask you to give recorded statements after your motorbike has been totaled in an accident. Doing so will only get you in trouble because they are counting on your inconsistencies so that they can deny your claim.
That said, if they ever bring you to this position, then request to have your lawyer present before getting to record anything. If your humble request won’t make them panic even a little, then I don’t know what else will. Either way, do not fall into this trap because you’ll be the loser in the end.
Raise Concern When They Make a Quick Final Release Payment
Again, if you live in or around Lake Charles area and own a motorcycle, then you should be worried when your motorcycle insurance Lake Charles firm offers a quick ‘final release’ payment because it’s not right at all.
In as much as you may be desperate for compensation, always make a habit of declining these quick final payments until you have it done the right way.
Conclusion
As stated earlier, there are a lot of motorcycle insurance companies out there. And that’s exactly why you’ll need to be very careful before taking up insurance for your motorcycle. You should also make a point of seeking insurance from reputable insurance companies so that you can avoid any fraudulent cases.
And in the event that this happens to you, then your first order of business should be seeking the services of a good lawyer so they can help you remedy the situation.
You should get a good lawyer because going about it alone would be quite difficult especially if they’ve been doing this for quite some time. Last but not least, always keep an eye out for the above-mentioned signs.